First-Time Home Buyer Program

The cities of Colusa, Gridley and Yuba City provide financial support to help first-time home buyers purchase a home by offering low-interest loans with deferred payments.

How the Process Works

Gridley, Yuba City and Lake are currently accepting applications; Colusa is Wait List only.

Income-eligible applicants must be able to qualify for a first mortgage loan, and cannot have owned a home in the past 3 years. The home being purchased must be your new permanent residence.

About the Program

Regional Housing Authority operates the First-Time Homebuyer loan programs for the cities of Colusa, Gridley, Yuba City and County of Lake. The programs are aimed at providing financial support to help first time homebuyers purchase a home by offering low-interest loans. Applicants must be able to qualify for a first mortgage loan.

For more information call: 

(530) 671-0220 ext. 128

(888) 671-0220 ext. 128 (toll-free)

Applications

Complete an application for all programs you are interested in and mail or drop off at the Housing Authority’s front office.

City of Gridley

Program On Hold

English

Brochure

English Español

City of Yuba City

Accepting Applications

English

Brochure

English Español

Lake County

Accepting Applications

English

Brochure

English Español

City of Colusa

Program On Hold

English

Brochure

English Español

Frequently Asked Questions

  • How long does loan approval take?

    Once your loan is approved by your first mortgage lender, you can apply for the City's first-time homebuyer loan assistance. We will take approximately 3-4 weeks to process your application for approval.
  • What homes are eligible?

    At the time of sale, the home must meet minimum housing quality standards. The home must be located within the City limits of Yuba City, Gridley or Colusa or within the unincorporated County limits for Lake. See program brochures for the purchase price limits of the home.
  • Who is eligible for the First-Time Home Buyer Program?

    As the homebuyer, you cannot have owned a home in the past 3 years and will make this home your permanent residence. Also, you must meet the income guidelines listed in the Income Eligibility table found in the brochure above.

You have the right to ask the Housing Authority to make a reasonable accommodation of any sort to make RHA programs accessible for you.

To make such a request, please contact the Housing Authority at (530) 671-0220 or TTY (866) 735-2929, or 711. This document is available in alternative formats. Contact Pattra Runge, Section 504 Accessibility Coordinator at (530) 671-0220 ext. 124.